Maererano ne "Real Right Law" Chikamu 179, ndima yechipiri, uyo ane chikwereti ndiye anotora chikwereti. Uyu urongwa pamusoro ukama pakati mortgagee uye zvikwereti zviri pamutemo urongwa kuonekwa zvakajeka chete, hapana akakodzera rokutonga pakududzira murayiro, kana kuMudzidzisi nyanzvi kurukura nyaya iyi yakawandisa zvechikoro. Ari muchimiro nezvakatongwa tsika kwacho nekuti akazvitsaurira zvinopikisana pakati mortgagee uye zvikwereti, uye haangazvidembi chokuita mortgagee ndiye pamutemo mamiriro chikwereti, hazvizovi kukanganisa kuzivikanwa kwavo.

Ari rubatso ukama zvemitemo, mukweretesi ndiye rokureva huru kondirakiti riri panyaya chikwereti; mortgagee pamusoro chibvumirano mazwi, sezvo vaipikisa kuti mortgagor. Kana kadhi uye chikwereti zvibvumirano pamberi rubatso, kureva kubva kuvapo chibvumirano, iyo mortgagee achaonekwa, asingakwanisi kubhadhara expiry ari kuita nguva pasi chikwereti mamiriro ezvinhu mortgaged pfuma parutivi mortgagor yokutanga vangadaro. Ane chokumbofanobata mubereko kubva pfuma, chinangwa chiri kupa kuchengeteka nokuda chikwereti, saka kana kubva huru kondirakiti kana zvibvumirano zviri achinongedzera chete Verengai zvakananga kupomera, uye saka pasi wakachengeteka kurudyi anaro huru chibvumirano, zvinofanira kugamuchirwa kuti yakasimbiswa chikwereti. Kubva "Property Mutemo" uye hurongwa dudziro "kuchengeteka mutemo" Maonero, chepfuma ane chikwereti, chikwereti kondirakiti haagoni kurarama takaparadzana huru chibvumirano, izvo zvinoreva kuti chikwereti uye mortgagee uchava chete munhu.

Zvisinei, zvigaro zvisina kukwana uye zvinogadziriswa padzimba yekutengesa mari inoshandiswa muhurumende yedu munyika yakagadzira mamiriro apo vanhu vane chikwereti uye vanobhadhara mari havagoni kuwirirana. Munzvimbo zhinji vakanga vanyorwa mortgagee vane imwe dhigirii basa, zvakadai somunhu dzinongoitika munhu kana chevanorwara asiri zvemari hakuiti kusangana ezvinhu asina kunyoresa chikwereti uye zvichingodaro. Call zvichiratidza kuti zvivako kunyoresa mutemo chokuita kare haagoni kusangana zvoupfumi zvinodiwa, vakanyorwa mune zvivako zvine mitemo havana kukwana uye zveupfumi uye kubudirira zvinodiwa chaiyo nguva, kwete nokuramba wakaomerera panzira kufunga chikwereti uye mortgagee kuparadzana zvinopesana "Property Mutemo" 179 zvokudya inonatsa ichi havana kuvhuna kubva pfuma chikwereti, kana unoita kubva akazvimiririra chikwereti chikwereti, asi nokuda kuvandudzika kuti China kuti zvivako kunyoresa hurongwa kunokonzerwa kuparadzana chimiro.